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Benefits for AFGE Members

When you join the union, you have access to these AFGE benefits. These benefits are backed by the collective strength of over 10-million members of AFL-CIO unions. By using one or two of the programs, many members save as much as their annual dues.

These Money-Saving Benefits are Available Only to AFGE Members:

AFGE Credit Card

Union Privilege and Household Credit Services have created the AFGE Union PlusĀ® Credit Card for AFGE members. More than three-million union members already enjoy Union Plus Credit Card advantages and one out of every four AFGE members!


Value
Here are some of the card's consumer-friendly features:

  • Competitive interest rate
  • No annual fee
  • Money-saving balance transfer offers
  • Scholarship program
  • No liability for lost or stolen cards
  • Free additional cards

Flexibility
Given life's unexpected changes, we made sure the Union Plus Credit Card offers stress-free flexibility:

  • Skip-payment options
  • Grace period on new purchases in the absence of carrying a month-to-month balance
  • Complete online account management

If you currently participate in a Union Plus program and are subject to Reduction In Force (RIF), you're eligible for special benefits.

For laid off workers:

  • Skip up to two monthly payments a year, as long as the account is in good standing. (Finance charges continue to accrue, but no penalty fees apply.)
  • To access the benefit: Call 1-800-622-2580 during each month you want to skip a payment. You must notify the bank you want to skip a payment, unless it is offered to you on your statement.

Service
To ensure satisfied cardholders, Union Plus approaches customer service from all sides. Here are some unique ways in which we serve our members:

  • Member advocates - staffed by fellow union members, not bank employees - to help AFGE members with issues such as charge disputes.
  • 24-hour personal customer service by phone or online
  • Online account management to keep track of recent transactions, view statements or even pay your bill online.

Variety
Union Plus offers a selection of credit cards to serve the diverse needs of union members. Browse our to find the perfect fit.

Union Plus Classic Card

Our standard package of Triple Plus Features includes:

Triple Plus Protectionsm
Special safety net for disabled workers and others facing financial hardship - including the Lifeline Trust and Disaster Relief Fund


100% Fraud Protection: The Union Plus MasterCard gives you 100% fraud protection if your card or account number is misused or stolen.

Union Review Committee: Union members ensure the card's benefits are the ones members need.
Extended Warranty: Adds up to one year of extra coverage to your original warranty on most products purchased with the Union Plus MasterCard.


Triple Plus Service

Live Customer Service: All customer service calls are answered by representatives in the United States.


24-Hour Personal Service: you can always speak to a customer service representative, 24-hours a day, 365 days a year.

Merchant Dispute Assistance: If you ever have a dispute with a merchant, we're here to help you get your dispute resolved.


Triple Plus Value

No Annual Fee: Other credit cards charge up to $50 or more every year.


Exclusive Member Rates and Benefits: As a union member you'll receive a competitive interest rate, special Labor Day savings and low rate balance transfers.

Money Saving Discounts: You have easy access to discounts on eye care, movie tickets, prescription drugs, veterinary services and more.

Union Plus Platinum Card

Get all the benefits of the Union Plus Classic Card (see above) with even more purchasing power. Enjoy credit limits beginning at $5,000 with competitive annual percentage rates.


Plus, Platimum cardholders get:


Price Protection: If you find a lower price within 60 days of purchase you'll get a refund on the difference.


Purchase Assurance: For 90 days after you make a purchase you'll be insured against damage or theft of most items purchased with your credit card.

Union Plus Secured Card

Perfect for members working to establish or rebuild credit. After 18 months of timely payments, members are eligible for consideration for a Union Plus Credit Card. Your deposit ($250-$5,000) establishes your credit line and earns interest.

Union Plus Rewards Card

Union Privilege has created the Union Plus Rewards Credit Card exclusively for working families. Get the same advantages of the Union Plus Classic Credit Card plus earn points toward cash, gift certificates, travel, and more with every purchase. It's quick and easy to earn rewards.

Available outside the US?

Answer: Yes

updated 2/25/10

 

 

Access: This benefit is only available to members of AFGE. If you are a member of AFGE, please login to the Members Only section. If you are not a member, but would like to find out how to become one, please visit the Join AFGE section.


Toll-free Benefits Line:
(888) 844-2343
In DC: 639-6941

Programs are subject to change.

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Nat'l President: John Gage - Nat'l Sec/Treas: J. David Cox - Nat'l VP, Women's & Fair Practices: Augusta Thomas
80 F Street N.W. - Washington, DC - 20001 - (202)737-8700
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