Benefits for AFGE Members

When you join the union, you have access to these AFGE benefits. These benefits are backed by the collective strength of over 10-million members of AFL-CIO unions. By using one or two of the programs, many members save as much as their annual dues.

AFGE Life Insurance Program for Locals (Death Benefits)

How to Access

This benefit is only available to members of AFGE. If you are a member of AFGE, please login to the Members Only section. If you are not a member, but would like to find out how to become one, please visit the Join AFGE section.


A term life insurance policy that pays double the amount listed below in the event of accidental death or dismemberment. Underwritten by Union Labor Life Insurance Company.

Individuals cannot obtain this benefit; it is only available to all members of a Local that has elected to provide this benefit to all their members by way of constitutional amendment. Each Local also determines the number of units.


Who is eligible?

You are eligible to participate in the Life Insurance and AD&D Plan if you belong to an insured Local, are under the age of 71 and have active duty status. If you do not have active duty status upon joining an insured Local, you will become an eligible member when active duty status is resumed.
What is my coverage?

Age / Coverage

Under 35 $2,200
35-49 $1,700
50-59 $1,200
60-69 $1,000
70+ $1,000

Some locals have increased this base amount, please check with your local Secretary/Treasurer to determine benefits payable.

What is the cost of this benefit?

Your insured local provides this coverage at no cost to you.

Termination of Coverage

Your Life and AD&D insurance will end when one of the following occurs: - you cease to be a member in good standing or the plans are terminated.

Available outside the US?

Answer: Yes

updated 1/31/12


Toll-free Benefits Line:
(888) 844-2343
In DC: 639-6941

Programs are subject to change.

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