How to Access Member Benefits:

This benefit is only available to members of AFGE. If you are a member of AFGE, please login to the Members Only section. If you are not a member, but would like to find out how to become one, please visit the Join AFGE section.

A low-cost income annuity can help AFGE members protect their spending power in retirement. Depending on which option you choose, the new Union Plus Annuity Program allows you to convert a sum of money from your savings (the premium) into a lifelong series of steady, guaranteed income payments.

Union members pay no agent fees or commissions, maximizing the annuity income they will receive. In fact, you may benefit from higher monthly income than your savings would generate outside an annuity.

Fixed-income annuities are a reliable and affordable way to help ensure enough income to cover living expenses in retirement. You have the option to schedule payments for the rest of your life, your and a loved one's life, or a specified number of years. Income will vary depending on which option you choose. Payments can begin immediately or within a short period of time.

The income guarantees are made by issuers belonging to American General Life Companies ("American General"), one of the nation's oldest and largest providers of income annuities, which distributes more than 100,000 monthly income payments each quarter and has been in business for more than 150 years.

Four reasons to consider the Union Plus Annuity Program:

  1. Consistency. The payment is guaranteed, and you can count on being paid every month.
  2. Stability. Your income won't depend on the stock market and its ups and downs.
  3. Simplicity. You don't have to study financial reports, monitor a portfolio, or buy and sell investments. Look for your monthly deposit into your checking/savings account each month.
  4. Control. An American General income annuity purchased through the Union Plus Annuity Program isn't exposed to market risk. It's like having a retirement paycheck.


Toll-free Benefits Line:
(888) 844-2343

Programs are subject to change.

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