Benefits for AFGE Members

When you join the union, you have access to these AFGE benefits. These benefits are backed by the collective strength of over 10-million members of AFL-CIO unions. By using one or two of the programs, many members save as much as their annual dues.

These Money-Saving Benefits are Available Only to AFGE Members:

National Executive Counsel's Policy on Insurance Programs

Voluntary Insurance Programs

Important:

The rule regarding any insurance that is marketed to AFGE members is that it must first be authorized by the AFGE National Executive Council (NEC). If your Local is approached by an insurance company representative, first check with the National Vice President (NVP) of your District to see if either full or limited approval has been granted. If a member is approached by an insurance salesman who says he is working for the union, the member should beware and report this to the Local. These rules are in place to protect Locals and our members from unscrupulous insurance representatives who misrepresent themselves. Allowing or marketing an insurance program without following the established criteria established by the NEC will result in personal exposure to serious legal and financial problems for the Local’s officers, the Federation and its members.

If an individual or Local is considering an insurance program they wish to make available to AFGE members, they must contact their NVP with the proposal. If the NVP feels the plan warrants further consideration, he or she will submit it to the NEC's Insurance Committee. If the Insurance Committee so recommends, the full NEC will vote on whether or not to grant authorization to market the program to AFGE members. 

Once receiving NEC authorization and upon completion of a thorough review process, the insurance company enters into a written agreement signed by the National President of AFGE.  The agreement authorizes specific insurance programs from a particular company, and the company, or its agent(s), may not market other plans sold by that company.  Companies are granted authorization to market their program District-wide or Federation-wide but are still subject to the approval of the respective National Vice President.

Insurance agents are prohibited from misrepresenting themselves as representatives of AFGE. Always check with your National Vice President to determine if an insurance carrier has authorization, as well as which plan(s) it is permitted to sell. Immediately bring any problems, complaints or contacts by an unknown insurance company or insurance salesman to the attention of your NVP. Remember, this is for the member's, the Union's and your protection.

For a list of the authorized insurance programs by District and the contact information, click here.

Click here for a detailed list of instructions on how to implement an insurance program for your Local and download a copy of the NEC's policy, Criteria and Guidelines for the Establishment of Insurance Programs. You may also call the National Benefits Coordinator at 202-639-6483, or fax your request to: 202-639-6451. Be sure to include your name, local and address.

Access: This benefit is only available to members of AFGE. If you are a member of AFGE, please login to the Members Only section. If you are not a member, but would like to find out how to become one, please visit the Join AFGE section.

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