Pet Insurance

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Protect Your Furry Family Members with Pet Insurance offered by MetLife1.

Underwritten and Issued by Independence American Insurance Company

 Why is pet insurance important?

  • A small monthly payment can help you prepare for unexpected vet expenses down the road
  • More than 6 in 10 pet owners said their pet has had an emergency medical expense2
  • 24% of pet parents have credit card or personal loan debt to cover pet health and vet costs3
  • Average annual cost for a routine vet visit is $212 for a dog and $160 for a cat; and average annual cost for a surgical vet visit is $426 for a dog and $214 for a  cat4
  • Pet insurance may not cover pre-existing conditions

 What is covered5?

  • accidental injuries
  • illnesses
  • exam fees
  • surgeries
  • medications
  • ultrasounds
  • hospital stays
  • X-rays and other diagnostics
  • hip dysplasia
  • hereditary conditions
  • congenital conditions
  • chronic conditions
  • alternative therapies
  • and much more!

How does Pet Insurance work?

  1. Select the coverage thst's best for your pet
  2. Download the mobile app
  3. When an unexpected accident or illness occurs, take your pet to the vet
  4. Pay the bill
  5. Send your claim + the bill to us via the mobile app, online portal, email, fax or    mail
  6. Receive reimbursement by check or direct deposit 

Why Choose MetLife?

  • Flexible product offerings with straightforward pricing and options, group discounts6, customizable
  • limits and deductible savings7

  • Quick 3-step enrollment and hassle-free claims experience with most claims processed within 10 days8

  • Multichannel support options with our experienced team of pet advocates that have been serving pet parents and their communities for more than 15 years 
  • More than 6 in 10 pet owners said their pet has had an emergency medical expense2
  • 24% of pet parents have credit card or personal loan debt to cover pet health and vet costs3
  • Average annual cost for a routine vet visit is $212 for a dog and $160 for a cat; and average annual cost for a surgical vet visit is $426 for a dog and $214 for a  cat4
  • Pet insurance may not cover pre-existing conditions 

What is covered5? 

  • accidental injuries
  • illnesses
  • exam fees
  • surgeries
  • medications
  • ultrasounds
  • hospital stays
  • X-rays and other diagnostics
  • hip dysplasia
  • hereditary conditions
  • congenital conditions
  • chronic conditions
  • alternative therapies
  • and much more!

 

How does this Pet Insurance work?

  • Select the coverage that’s best for your pet
  • Download the mobile app.
  • When an unexpected accident or illness occurs, take your pet to the vet.
  • Pay the bill
  • Send your claim + the bill to us via the mobile app, online portal, email, fax or mail
  • Receive reimbursement by check or direct deposit 

Why Choose MetLife? 

  • Flexible product offerings with straightforward pricing and options, group discounts6, customizable limits and deductible savings7
  • Quick 3-step enrollment and hassle-free claims experience with most claims processed within 10 days8
  • Multichannel support options with our experienced team of pet advocates that have been serving pet parents and their communities for more than 15 years

  

  1. Independence American Insurance Company (“IAIC”) is the insurance carrier for this product. IAIC, a Delaware insurance company, is headquartered at 485 Madison Avenue, NY, NY 10022. MetLife Pet Insurance Solutions LLC is the policy administrator authorized by IAIC to offer and administer pet insurance policies. This entity was previously known as PetFirst Healthcare, LLC and in some states continues to operate under that name pending approval of its application for a name change. The entity may operate under an assumed name and/or fictitious name in certain jurisdictions as approved, including MetLife Pet Insurance Services LLC (New York and Minnesota), MetLife Pet Insurance Solutions Agency LLC (Illinois), and such other assumed names or fictitious names approved by certain jurisdictions. 
  2. Delfino, Devon. “42% of Millennials Have Been in Debt for Their Pet,” lendingtree, https://www.lendingtree.com/personal/pet-financing/average-pet-debt/. Accessed 22 April 2020.
  3. 2019 Benefits Pro “Americans willing to spend as much on pets’ health care as their own”.
  4. 2019-2020 APPA National Pet Owners Survey.
  5. Provided all terms of the policy are met. Like most insurance policies, insurance policies issued by IAIC contain certain exclusions, exceptions, reductions, limitations, and terms for keeping them in force. For costs, complete details of coverage and exclusions, and a listing of approved states, please contact MetLife Pet Insurance Solutions LLC.
  6. Reimbursement options include: 65%, 70%, 80%, 90% and 100%.
  7. This discount is not available in Tennessee. This discount is only available to individuals who are eligible members or employees of an entity that has arranged for MetLife to offer pet insurance to its eligible population (The discount is 10% for Groups > 1000 lives and 5% for Groups 51-999 lives).
  8. With deductible savings, your pet’s deductible automatically decreases by $25 each policy year that you don’t receive a claim reimbursement. May not be available in all states.
  9. 80% of claims are processed within 10 days or less.

L0121010659[exp0722][All States][DC,GU,MP,PR,VI] © 2021 MetLife Services and Solutions, LL

 


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