AFGE Union Plus Mortgage Program

How to Access Member Benefits:

This benefit is only available to members of AFGE. If you are a member of AFGE, please login to the Members Only section. If you are not a member, but would like to find out how to become one, please visit the Join AFGE section.

Whether you are in the market to purchase a home or refinance an existing mortgage, Union Plus offers two mortgage financing providers designed to help union families. Every mortgage provides special hardship assistance in case of disability, layoff, or lock out.

1. Union Plus Mortgage Company:

Union Plus Mortgage Company was created by the AFL-CIO and Union Plus to provide union members and their families mortgage loans and benefits that others only dream about.

  • Convenient online application and Loan Officers to assist your members on the phone
  • Union Plus Mortgage Company is union-owned and staffed by unionized loan officers
  • Competitive rates on a wide-range of mortgage options
  • $500 gift card after closing for purchasing or refinancing – lots of options to pick from
  • $750 gift card for First-Time Home Buyers
  • $1,000 grant from Union Plus for qualified veterans who purchase a primary residence

2. Union Plus Mortgage program with financing available through Wells Fargo Home Mortgage:

  • Union Plus Mortgage Specialists available in your local area or connect online or over the phone
  • Conveniently track your loan’s progress from your phone, desktop or tablet
  • Competitive interest rates on a wide-range of home financing options
  • Low and no down payment options available
  • My Mortgage GiftSM award from Wells Fargo after closing - $500 for buying a home or $300 for refinancing – for use at participating retailers1

Mortgage Assistance in Times of Need:

If you’ve had a Union Plus Mortgage for at least one year – and you’re facing income loss due to disability, layoff or strike – you may be eligible for unique mortgage assistance, including no-interest loans and grants.

The AFL-CIO, Union Privilege and a group of unions own Union Plus Mortgage Company and will benefit if you get your loan through the company. However, you are not required to use Union Plus Mortgage for your loan and are free to shop. For your Affiliated Business Arrangement Disclosure Statement, please visit

Union Plus Mortgage Company NMLSR 1561829

1.Eligible individuals can receive the Wells Fargo My Mortgage GiftSM award approximately 6 weeks after closing on a new purchase or refinance loan secured by an eligible first mortgage or deed of trust with Wells Fargo Home Mortgage (“New Loan”), subject to qualification, approval and closing, when identifying themselves as eligible. The My Mortgage GiftSM award is not available with The Relocation Mortgage Program® or to any Wells Fargo team member. Only one My Mortgage Gift award is permitted per eligible New Loan. This award cannot be combined with any other award, discount or rebate, except for yourFirstMortgageSM. This award is void where prohibited, transferable, and subject to change or cancellation with no prior notice. Awards may constitute taxable income. Federal, state and local taxes, and any use of the award not otherwise specified in the Terms and Conditions (also provided at receipt of award) are the sole responsibility of the My Mortgage GiftSM recipient.


Toll-free Benefits Line:
(888) 844-2343

Programs are subject to change.

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