What Will Happen If Congress Shuts Down the Government?
September 25, 2023
A group of House Republicans is ready to shut down the government if their demand for a series of deep budget cuts and conservative policy changes is not met.
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Free Credit Report
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The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies - Equifax, Experian, and TransUnion - to provide you with a free copy of your credit report, at your request, once every 12 months.
A credit report includes information on where you live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy. Nationwide consumer reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home.
Some financial advisors say staggering your requests during a 12-month period may be a good way to keep an eye on the accuracy and completeness of the information in your reports.
A Warning About "Imposter" Websites
Only one website is authorized to fill orders for the free annual credit report you are entitled to under law - annualcreditreport.com. Other websites that claim to offer "free credit reports," "free credit scores," or "free credit monitoring" are not part of the legally mandated free annual credit report program.
In some cases, the "free" product comes with strings attached. For example, some sites sign you up for a supposedly "free" service that converts to one you have to pay for after a trial period. If you don't cancel during the trial period, you may be unwittingly agreeing to let the company start charging fees to your credit card.
Some "imposter" sites use terms like "free report" in their names; others have URLs that purposely misspell annualcreditreport.com in the hope that you will mistype the name of the official site. Some of these "imposter" sites direct you to other sites that try to sell you something or collect your personal information.
Toll-free Benefits Line: (888) 844-2343
Email: [email protected]
Programs are subject to change.
AFGE Urges Congress to Pass Full Year Funding or Clean Short-term Measure
September 25, 2023
We need to stop the shutdown.
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This Is Exactly Why OSHA Needs to Issue Enforceable Heat Standard
September 25, 2023
Even though employers are required by law to protect workers from heat hazard, OSHA has not issued a heat standard that can be enforced and hold employers accountable.
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