Open Season for the Federal Employees Health Benefits(FEHB) Program begins soon, and if you enroll in Self Plus One, you may want to compare rates to make sure you get the best deal.
Most of the time, the premium for Self Plus One enrollment is lower than that for Self and Family as Self Plus One covers only the enrollee and one eligible family member while Self and Family covers the enrollee and all eligible family members.
But some plans offer a lower rate for Self and Family enrollment option.
In 2024, there are 48 plans to choose from the 22 listed where Self and Family enrollment is less expensive than Self Plus One enrollment.
NALC Health Benefit Plan
Rural Carrier Benefit Plan
Foreign Service Benefit Plan
Aetna HealthFund CDHP and Aetna Value Plan
Aetna HealthFund HDHP
Aetna Open Access
Altius Health Plan
Baylor Scott and White Health Plan
Blue Shield of California
Geisinger Health Plan
Independent Health Assoc.
Kaiser Permanente – Colorado
Kaiser Permanente - Fresno California
Kaiser Permanente – Georgia
Kaiser Permanente - Mid-Atlantic States
Kaiser Permanente - Northern California
Kaiser Permanente – Northwest
Kaiser Permanente - Southern California
Kaiser Permanente - Washington Core
Optima Health
Presbyterian Health Plan
UPMC Health Plan
If you want to switch, you must do so during Open Season from Nov. 13 to Dec. 11.