This benefit is only available to members of AFGE. If you are a member of AFGE, please login to the Members Only section. If you are not a member, but would like to find out how to become one, please visit the Join AFGE section.
The Death Benefit program is a group term life insurance policy that covers current dues-paying members in a participating AFGE Local. It pays double the amount (listed below) in the event of accidental death or dismemberment. This program is underwritten by the Union Labor Life Insurance Company.
Individuals cannot obtain this benefit; it is only available to all members of a Local that has elected to provide this benefit to all their members by way of constitutional amendment. Each Local determines the number of units.
You are eligible to participate in the Life Insurance and Accidental Death & Dismemberment (AD&D) Plan if:
Note: If you do not have active duty status upon joining an insured Local, you will become an eligible member when active duty status is resumed.
| Age | Coverage |
| Under 35 | 2,200 |
| 35-49 | $1,700 |
| 50-59 | $1,200 |
| 60-69 | $1,000 |
| 70+ | $1,000 |
Some locals have increased this base amount, please check with your local Secretary/Treasurer to determine benefits payable.
The AFGE insured Local provides this coverage at no cost to you.
Your Life and AD&D insurance will end when one of the following occurs:
Toll-free Benefits Line:
(888) 844-2343
Programs are subject to change.
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